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You are using an outdated browser. Please upgrade your browser to improve your experience. -- Chat 800.777.PLAN (7526) Contact BALANCE Toggle Navigation Programs Debt and Budget Counseling Credit Report Review Student Loan Counseling Homeownership Counseling Rental Counseling Resources Articles Calculators Podcasts Videos Booklets Newsletters Toolkits Workshops Life Stages Getting Started New Beginnings Life's Curveballs Managing Debt Retirement Successes About Us Company History Leadership Partner With Us Annual Report Counseling Agreement and Privacy Policy Client Bill of Rights En Español Log In × Register Log In × First Time Users Please Register Please register as a New User to access our library of financial resources, newsletters, and more! First Name Last Name Email Password Confirm Password Anti-spam Register -- Returning Users Please Log In Lorem ipsum dolor sit amet, consectetur adipiscing elit. Aenean euismod bibendum laoreet. Proin gravida dolor sit amet lacus accumsan et viverra justo commodo. -- Email / Username Password Remember me? Lost your password? Forgot password? A future filled with possibilities Welcome to BALANCE. We’re ready to help you build a better financial future with free, trusted guidance and resources for all of life’s milestones. Our Mission Your financial guide dedicated to helping you balance life’s important decisions. Free Financial Guidance and Services Counseling Services Our certified financial counselors can work one-on-one to help you address issues including bankruptcy, debt management, and credit report reviews. READ MORE Debt Management We will help you explore debt management options as a way to eliminate debt. We work with creditors on your behalf to develop a repayment plan. READ MORE Workshops and Webinars Attend free money management and housing webinars. Learn how to apply for a mortgage to the basics of financial planning. READ MORE Online Tools Access financial education anytime you need it. Increase your know-how with articles, financial calculators, videos, checklists, quizzes, and more. READ MORE Getting Started Getting Started Saving for today and tomorrow Developing good financial habits About your 401(k) I'm Here New Beginnings Getting married Buying a home Raising children I'm Here Life's Curveballs Unemployment Maintaining Your Health Dealing with Divorce I'm Here Managing Debt Controlling credit card use Maintaining your mortgage Student loans I'm Here Retirement Understanding Social Security Planning your estate Preserving your wealth I'm Here Trusted By Programs Resources Workshops Life Stages Successes Company © 2020 BALANCE. All rights reserved....